Posts Tagged ‘CERTIFIED APPRAISAL SERVICES’

Unfortunately, if you are refinancing or purchasing a home by obtaining a mortgage loan through a lender, your home appraisal fee will probably be $350-$500 depending on lender internal requirements as well as their choice of an Appraisal Management Company (AMC); since 21 July 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act created significant financial regulation over mortgage lenders and has also been more detrimental to the consumer in regards to more documentation and higher costs. The mortgage lending red tape has harmed good real estate appraisers trying to adhere to all of the numerous and onerous new regulations for appraisal opinion reporting. The government’s creation of more and more red tape for mortgage lenders has not been helpful but a direct detriment to consumers, home appraisers and the real estate industry as a whole.

Al Cheney is a Certified Residential Real Property Appraiser in the State of Alabama who offers special “non-financial” appraisal opinion reporting primarily within Baldwin County and Mobile County. Most residential appraisal fees will range from $225-$275 depending on location; more complex properties and or waterfront properties are quoted on a case-by-case basis. If you are a consumer/homeowner requiring an appraisal opinion report for estate settlement, property tax reduction and or any other reason not requiring a mortgage loan, call Al Cheney at 251-533-2424 today and discuss your real estate appraisal problem.

In the past 12 months, Wakefield Subdivision has had 9 home sales according the MLS records within the Mobile Area Association of Realtors website. These 9 sales range in property value from $146,000 to $205,000 with most gross living area ranging from 2,084 square feet o 2,450 square feet. All of the homes are 4 bedrooms with 2 or 3 full bathrooms. The days on the market (dom) are mostly under 120 days over the past 12 months. Currently, there are 6 active MLS listings with asking prices ranging from $159,900 to $229,000 and square footage ranging from 2,074 to 2,607 with 3 to 5 bedrooms. Wakefield Subdivision is located off the south side of Airport Boulevard, just past Snow Road, in western Mobile. The Mobile Regional Airport is located only minutes east from this residential development.

Chilton County Information

Moore Appraisals
Post Office Box 722
Jemison, AL 35085

Jemison, Alabama Information

The marketing conditions in the Lillian, Alabama area indicates an increase in active listings and an increase in the months of housing supply (total listings/absorption rate) which could jeopardize local property values.

Over the past 12 months (13 June 2009 to 13 June 2010), there has been a reduction of 63% in sales (88 sales in the past 12 months), resulting in an over 20 months absorption rate (115+ active listings at this posting).

The active listings and housing sales primarily range from $29,900+ to $999,000+, including manufactured homes, colonial, contemporary, cottage, ranch, and other accepted local styles.

The median sale price percentage is 92.616% to 94.299% when comparing to asking list prices. Properties will move quicker if asking prices are competitive. So, unless competitively priced, be patient, a rising absorption rate will result in longer times when selling your home within Lillian, Alabama.

Contact Cheney Appraisal Services for additional information by telephoning (251) 533-2424 or email your comments and questions to Albert@CheneyAppraisalServices.com.

The coastal properties in Alabama, Florida, Louisiana, Mississippi and Texas will be affected by this catastrophic oil spill for years to come. As of today, now 47 days and still counting, BP Oil has been ineffective in successfully stopping the flow of oil. Therefore, our Gulf Coast is faced with environmental devastation, loss of marine life and wildlife, further property devaluation (not that inept governmental and political faux pas were enough to damage), illusion of an economic recovery, businesses closing, and loss of livelihoods for longtime residents.

As a person who has lived in the Mobile Bay Metro Area (Baldwin County and Mobile County of Alabama) the majority of my life, this massive oil spill in the Gulf of Mexico conjures up so many emotions and thoughts inside me and, many unkind words (please forgive) towards all who have dragged this on for much too long. Also, the lack of expedience and nondisclosures which could be labeled lies has certainly not helped to comfort Gulf Coast residents. It is quite evident that many Gulf Coast residents do not believe BP Oil and the government have properly handled this oil spill catastrophe.

Anyway, this oil spill catastrophe will apparently be with us for many months and years to come. Our Gulf Coast area will never be the same and will definitely affect the United States as a whole and potentially have International negative implications. Also, unfortunately, coastal properties more than likely will be faced with further decline in value; not that government intrusions and regulations as well as poor and restrictive lending practices have already been enough to damage our property values and the real estate industry as a whole.

So, how will the coastal real estate marketability be affected within the Gulf Coast states? Whether true or not, the stigma of an oil spill catastrophe will, in my opinion, have a potential affect on the marketability of properties along the Gulf Coast. How much of an affect is still an unknown? The future selling of coastal properties should begin to hold the answers to these questions. So, “time will tell.”

Is your property rich in oil? If so, it’s certainly not the way you want to discover oil on your property. Contact a professional you trust and get sound advice when the stigma of oil has knocked on your door. There are many good Certified Real Estate Appraisers and Attorneys in the Gulf Coast states. It is always important to understand the affects of this oil spill upon our coastal properties.

Information and opinions have been provided by Cheney Appraisal Services, Albert Marshall Cheney, a Certified Residential Real Property Appraiser for the state of Alabama, (251) 533-2424. Albert Cheney has over 35 years of real estate experience in the southern part of Alabama.

On the 20th April, 2010, the Deepwater Horizon offshore drilling rig, operating off the coast of Louisiana, had a massive oil spill in the Gulf of Mexico. This oil spill resulted in a blowout leading to an explosion. At this point in time, Gulf Coast residents were not fully aware of its severity but very concerned about their future.

Now, we’re twenty-eight (28) days and counting down to a potentially life changing event for Alabamians. We are all wondering about our beautiful Alabama beaches, our coastal waters, our wildlife and our livelihood. How severe will this oil spill affect our lives in Alabama? How severe will this oil spill affect the Gulf Coast wildlife? How severe will this oil spill affect the lives in Louisiana? Will we have a seafood industry in the future? Are we counting down to an impending threat to the Alabama coastline? Will it be a disaster negatively affecting the Alabama coastline for decades to come? How will Alabama coastal properties be affected by this catastrophe? Will the marketability of coastal Alabama real estate be affected and labeled with the stigma as “oil spill property,” whether true or false? Will your property be worth more or less after the oil spill reaches the shores of Alabama? Do you really think the Obama Administration acted quickly on this catastrophe? I think you already know the answer for many of these questions.

If your coastal real estate becomes affected from this oil spill, contact a qualified attorney for advice and remember Cheney Appraisal Services, Albert M. Cheney, (251) 533-2424, as your Certified Residential Appraiser.

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Real Estate Appraisers in FORT SMITH and other principal cities in the State of Arkansas.

Cheney Appraisal Services provides categories of Arkansas cities and towns which list only approved Certified FHA Real Estate Appraisers with web site links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

FORT SMITH, ARKANSAS
http://www.burrisappco.com/

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Approved Real Estate Appraisers with company web sites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration.  Thank you!

Are you a Certified FHA Approved Real Estate Appraiser with an active web site, looking for more marketing exposure on the Internet, and willing to swap web-links with Albert Cheney, http://www.CheneyAppraisalServices.com/? 
If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com. It’s a FREE listing! There are also additional FREE Internet posts for your participation. Thank you!

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Real Estate Appraisers in MACON and other principal cities in the State of Georgia.

Cheney Appraisal Services provides categories of Georgia cities and towns which list only approved Certified FHA Real Estate Appraisers with web site links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

MACON, GEORGIA
http://www.maconappraisals.com/

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Approved Real Estate Appraisers with company web sites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration.  Thank you!

Are you a Certified FHA Approved Real Estate Appraiser with an active web site, looking for more marketing exposure on the Internet, and willing to swap web-links with Albert Cheney, http://www.CheneyAppraisalServices.com/? 
If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com. It’s a FREE listing! There are also additional FREE Internet posts for your participation. Thank you!

Chad Hayes, Hayes Appraisal Group, is a leading provider of residential real estate appraisals within Cheatham County, Davidson County, Maury County, Montgomery County, Robertson County, Rutherford County, Sumner County, Williamson County and Wilson County of Tennessee. Chad Hayes, Certified FHA Appraiser, completes appraisal reports for:

• Conventional Loan Purposes
• FHA & HUD Purposes
• Primary and Secondary Mortgages
• Employee Relocations
• Home Modification Or Retention Issues
• Mortgage Refinancing Purposes
• Private Mortgage Insurance (PMI) Removal
• Settling Estates With Real Property
• Divorce Settlements
• Other Legal Issues, such as, Bankruptcies

Chad Hayes, Hayes Appraisal Group, has invested in many hours of training and technological advancements which helps us to serve our clients better and reduce their workload. By offering online appraisal ordering, coupled with automatic report status updates and electronic delivery of the final product, we are able to eliminate the run around and phone tag hassles associated with this process. And since this process saves us money as well, we can keep our rates competitive with anybody else in the appraisal industry. Chad Hayes strives to give all clients:

• Short Turn-Around Times
• Highest-Quality Appraisal Reports
• Online Status Reports
• Electronic Ordering and Delivery
• Competitive Appraisal Fee Pricing

Call, email and or write Chad Hayes for further information about his appraisal expertise and the real estate market within Tennessee:

Hayes Appraisal Group, Inc.
Post Office Box 8178
Hermitage, TN 37076
Phone: (615) 773-7804
Toll Free Phone: 1-877-224-9619
Fax: (615) 773-7805
E-mail: hayes_appraisals@tds.net

Barnwell 36532, Bay Minette 36507, Belforest 36526, Bon Secour 36511, Crossroads 36507, Daphne 36526, Elberta 36530, Elsanor 36567, Fairhope 36532, Foley 36535, Fort Morgan 36542, Gulf Shores 36542, Josephine 36530, Lillian 36549, Little River 36550, Loxley 36551, Malbis 36526, Magnolia Springs 36555, Marlow 36580, Miflin 36530, Montrose 36559, Mullet Point 36532, Ono Island 36561, Orange Beach 36561, Oyster Bay 36542, Perdido Beach 36561, Perdido 36562, Pinegrove 36507, Point Clear 36564, Rabun (Rabon) 36507, Robertsdale 36567, Seminole 36574, Silverhill 36576, Spanish Cove 36549, Spanish Fort 36527, Stapleton 36578, Stockton 36579, Styx River 36578, Summerdale 36580, Tensaw 36507, Whitehouse Forks 36507, Wolf Bay 36530, 36535 

BALDWIN COUNTY, ALABAMA

Al Cheney with Cheney Appraisal Services, (251) 533-2424, can handle all of your Baldwin County, Alabama real estate property appraiser needs. Cheney Appraisal Services supplies only the highest quality Baldwin County, Alabama real estate appraisals. The Baldwin County appraisal district is an area where we can satisfy all of your home appraisal needs. Our real estate property appraiser is “certified residential” and “fully licensed” in Alabama. Al Cheney is a real estate appraiser fully qualified to handle your home appraisal, appraisal when settling an estate, tax appraisal and any other appraisal need, such as, vacant land and legal reasons. Al Cheney is also a “FHA Approved” Appraiser.

Certified & FHA Home Appraisals start at $295 per report!

• Condominium Appraisal Report $295 & $325
• Single Family Residential Appraisal Report, detailed information $295 & $325
• Limited 2055 “Interior” Appraisal Report $275 & $300
• Limited 2055 “Exterior” Appraisal Report $225 & $250
• Complex Or Waterfront Residential Appraisal Report $400-$500+
• “Certified” FHA Single Family (Home) Residential Appraisals for Baldwin County, Alabama and Mobile County, Alabama *$295 & $325
• Desk Review Report $100
• Relocation (RELO) Appraisal Report $450
• Acreage Or Lot (Land) Appraisal Report $200 & $250
• Recertification of “Value Opinion” $75
• Field Review “Exterior” Appraisal Reports $200 & $250
• Construction Draw Or Final Inspections $75 & $100
• Duplex, Triplex Or Other Assignments More Distant Quote

The above list covers many appraisal report services provided by Cheney Appraisal Services within Baldwin County and The Mobile Bay Metro Area of southwest Alabama.

If you do not see your appraisal report requirement listed above, contact Albert Cheney, (251) 533-2424 or email, Albert@CheneyAppraisalServices.com, with your home or residential appraisal orders and or questions.  The business facsimile is (251) 252-7737.