Posts Tagged ‘real estate appraisal reports’

Unfortunately, if you are refinancing or purchasing a home by obtaining a mortgage loan through a lender, your home appraisal fee will probably be $350-$500 depending on lender internal requirements as well as their choice of an Appraisal Management Company (AMC); since 21 July 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act created significant financial regulation over mortgage lenders and has also been more detrimental to the consumer in regards to more documentation and higher costs. The mortgage lending red tape has harmed good real estate appraisers trying to adhere to all of the numerous and onerous new regulations for appraisal opinion reporting. The government’s creation of more and more red tape for mortgage lenders has not been helpful but a direct detriment to consumers, home appraisers and the real estate industry as a whole.

Al Cheney is a Certified Residential Real Property Appraiser in the State of Alabama who offers special “non-financial” appraisal opinion reporting primarily within Baldwin County and Mobile County. Most residential appraisal fees will range from $225-$275 depending on location; more complex properties and or waterfront properties are quoted on a case-by-case basis. If you are a consumer/homeowner requiring an appraisal opinion report for estate settlement, property tax reduction and or any other reason not requiring a mortgage loan, call Al Cheney at 251-533-2424 today and discuss your real estate appraisal problem.

RECENT MOBILE BAY METRO AREA STATISTICS: The 2013 estimate for Baldwin County’s population is 195,540. The 2013 estimate for Mobile County’s population is 414,079. The Mobile Bay Metro Area, Baldwin County and Mobile County of Alabama, has an estimated population of 609,619. The population estimate for a 60 mile radius around Mobile, Alabama is 1.2 million people.

This information provided by Al Cheney, Certified Residential Real Property Appraiser in Alabama. Cheney Appraisal Services‘ primary Mobile MSA (metropolitan statistical area) coverage area for non-financial home (most only $225 to $275 depending on location) and undeveloped land (most only $175 to $225 depending on location) appraisal reports are within many communities (such as, Bay Minette, Daphne, Elberta, Fairhope, Grand Bay, Loxley, Robertsdale, Saraland, Satsuma, Semmes, Theodore) of Baldwin County and Mobile County, The Mobile Bay Metro Area, encompassing Historic Mobile Bay.

Cheney Appraisal Services‘ website is http://www.CheneyAppraisalServices.com/. More complex and waterfront residential properties are quoted on a case-by-case basis. Call (251)533-2424 today!

Autauga County, Alabama Official website

Advanced Appraisal Services, LLC
3380 Main Street
Millbrook, AL 36054

Atlas Appraisal Service, Inc.
209 Doster Street
Prattville, AL 36067

KL Homes, Inc.
P. O. Box 681009
Prattville, AL 36068-1009

Southern Home Appraisal Services, Inc.
580 Wetumpka Street
Prattville, AL 36067

Wingard Appraisals
105 Holly Court
Prattville, AL 36066-4903

Cities and Towns within Autauga County, Alabama
Autaugaville, Billingsley, Booth, Millbrook, Prattville, Marbury

Cheney Appraisal Services, Al Cheney, Mobile, Alabama Real Estate Appraiser, (251) 533-2424, http://www.AlabamaRealEstateAppraisals.com/, provides this information to assist clients and visitors with their real estate appraisal assignments and questions.

Chilton County Information

Moore Appraisals
Post Office Box 722
Jemison, AL 35085

Jemison, Alabama Information

The marketing conditions in the Lillian, Alabama area indicates an increase in active listings and an increase in the months of housing supply (total listings/absorption rate) which could jeopardize local property values.

Over the past 12 months (13 June 2009 to 13 June 2010), there has been a reduction of 63% in sales (88 sales in the past 12 months), resulting in an over 20 months absorption rate (115+ active listings at this posting).

The active listings and housing sales primarily range from $29,900+ to $999,000+, including manufactured homes, colonial, contemporary, cottage, ranch, and other accepted local styles.

The median sale price percentage is 92.616% to 94.299% when comparing to asking list prices. Properties will move quicker if asking prices are competitive. So, unless competitively priced, be patient, a rising absorption rate will result in longer times when selling your home within Lillian, Alabama.

Contact Cheney Appraisal Services for additional information by telephoning (251) 533-2424 or email your comments and questions to Albert@CheneyAppraisalServices.com.

The coastal properties in Alabama, Florida, Louisiana, Mississippi and Texas will be affected by this catastrophic oil spill for years to come. As of today, now 47 days and still counting, BP Oil has been ineffective in successfully stopping the flow of oil. Therefore, our Gulf Coast is faced with environmental devastation, loss of marine life and wildlife, further property devaluation (not that inept governmental and political faux pas were enough to damage), illusion of an economic recovery, businesses closing, and loss of livelihoods for longtime residents.

As a person who has lived in the Mobile Bay Metro Area (Baldwin County and Mobile County of Alabama) the majority of my life, this massive oil spill in the Gulf of Mexico conjures up so many emotions and thoughts inside me and, many unkind words (please forgive) towards all who have dragged this on for much too long. Also, the lack of expedience and nondisclosures which could be labeled lies has certainly not helped to comfort Gulf Coast residents. It is quite evident that many Gulf Coast residents do not believe BP Oil and the government have properly handled this oil spill catastrophe.

Anyway, this oil spill catastrophe will apparently be with us for many months and years to come. Our Gulf Coast area will never be the same and will definitely affect the United States as a whole and potentially have International negative implications. Also, unfortunately, coastal properties more than likely will be faced with further decline in value; not that government intrusions and regulations as well as poor and restrictive lending practices have already been enough to damage our property values and the real estate industry as a whole.

So, how will the coastal real estate marketability be affected within the Gulf Coast states? Whether true or not, the stigma of an oil spill catastrophe will, in my opinion, have a potential affect on the marketability of properties along the Gulf Coast. How much of an affect is still an unknown? The future selling of coastal properties should begin to hold the answers to these questions. So, “time will tell.”

Is your property rich in oil? If so, it’s certainly not the way you want to discover oil on your property. Contact a professional you trust and get sound advice when the stigma of oil has knocked on your door. There are many good Certified Real Estate Appraisers and Attorneys in the Gulf Coast states. It is always important to understand the affects of this oil spill upon our coastal properties.

Information and opinions have been provided by Cheney Appraisal Services, Albert Marshall Cheney, a Certified Residential Real Property Appraiser for the state of Alabama, (251) 533-2424. Albert Cheney has over 35 years of real estate experience in the southern part of Alabama.

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County, Mobile County, Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Real Estate Appraisers within HERNANDO, OLIVE BRANCH & SOUTHAVEN and other principal cities in the State of Mississippi.

Cheney Appraisal Services provides categories of Mississippi cities and towns which list only approved Certified FHA Real Estate Appraisers with website links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

HERNANDO, OLIVE BRANCH & SOUTHAVEN, MISSISSIPPI
http://www.kevingrehan.com/

https://melwoody.appraiserxsites.com/

http://www.billsextonappraisals.com/

http://www.waynetubberville.com/

 Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County, Mobile County, Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Real Estate Appraisers with company websites. Each Certified FHA Approved Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration. Thank you!

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Real Estate Appraisers in FORT SMITH and other principal cities in the State of Arkansas.

Cheney Appraisal Services provides categories of Arkansas cities and towns which list only approved Certified FHA Real Estate Appraisers with web site links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

FORT SMITH, ARKANSAS
http://www.burrisappco.com/

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Approved Real Estate Appraisers with company web sites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration.  Thank you!

Are you a Certified FHA Approved Real Estate Appraiser with an active web site, looking for more marketing exposure on the Internet, and willing to swap web-links with Albert Cheney, http://www.CheneyAppraisalServices.com/? 
If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com. It’s a FREE listing! There are also additional FREE Internet posts for your participation. Thank you!

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Real Estate Appraisers in MACON and other principal cities in the State of Georgia.

Cheney Appraisal Services provides categories of Georgia cities and towns which list only approved Certified FHA Real Estate Appraisers with web site links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

MACON, GEORGIA
http://www.maconappraisals.com/

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Approved Real Estate Appraisers with company web sites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration.  Thank you!

Are you a Certified FHA Approved Real Estate Appraiser with an active web site, looking for more marketing exposure on the Internet, and willing to swap web-links with Albert Cheney, http://www.CheneyAppraisalServices.com/? 
If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com. It’s a FREE listing! There are also additional FREE Internet posts for your participation. Thank you!

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Attorneys, Certified Public Accountants (CPAs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Real Estate Appraisers in DALLAS and other principal cities in the State of Texas.

Cheney Appraisal Services provides categories of Texas cities and towns which list only approved Certified FHA Real Estate Appraisers with web site links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

DALLAS, TEXAS
http://simpsonappraisalinc.com/

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Approved Real Estate Appraisers with company web sites. Each Certified FHA Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration.  Thank you!

Are you a Certified FHA Approved Real Estate Appraiser with an active web site and wanting to swap web-links with Albert Cheney at http://www.CheneyAppraisalServices.com/?  If you are, call Al Cheney at (251) 533-2424 or email your interest to AlbertCheney@CheneyAppraisalServices.com.  It’s a FREE listing!  Thank you!