Posts Tagged ‘University of South Alabama’

Al Cheney’s Comments and Opinions for 29 August 2010.

As a local, born and raised in the Mobile Bay Metro Area, I am sincerely happy that the bubbling crude has finally been capped after 90 days-after 90 days! It is worth repeating since this horrific ecological and environmental disaster should have never lasted this long if it wasn’t for the many faux pas by BP Oil and our own government. They say, the majority of the surface oil has dissipated and now can’t be found. Oh, really? The “on the surface” crude problem is only hiding in the depths of the sea-harming crustaceans, oysters and other seafood for years to come.

And, yes! I do realize that biological organisms will thrive on the raw crude and eventually remove it as a major threat but, this will take a very long time. The damage has already been done and its true damage is still hidden in the depths of the sea. Enormous amounts of crude, damaging dispersants, oil soaked wetlands and sea bottoms are here to stay for decades. A possible ecological disaster lurks beneath the sea and within the wetlands for years to come.

Furthermore, the inappropriate government overreach in shutting down oil rigs (overdramatic and very political), media sensationalism damaging our Gulf Coast tourism, and an already weaken real estate industry has created more negative affects upon Alabama and the other States along the Gulf Coast. Honestly, at this time, the affects of any significant real estate and tourism recoveries are unknown.

The fact is that, a fragile economy and a weakened real estate industry have been further exacerbated by the crude ecological and environmental disaster, and the crude politics of Washington. And, our tourism for this year has been damaged by irresponsible journalism by the media. Even so, the coastline of the Gulf States and its real estate will overcome this adversity and will eventually be less affected by the BP oil spill and the many missteps of Washington. The media needs to practice more responsible journalism and avoid the traps of sensationalism. Sensationalism is not journalism!

Well, our coastal properties along the beaches as well as other properties with gulf views and close to water tributaries will eventually improve over time. For now, the recent past spreading of crude through the Gulf of Mexico has resulted in a deeper real estate market slowdown affecting property values near and along the Gulf Coast. Whether legitimate, or not, many homes located well off water tributaries have also been affected to some degree. It is a real estate market slowdown caused by a fragile economy and the worse oil spill known in North America.

From my standpoint, the negative value affects for homes located off the beaches and the Gulf of Mexico should be negligible as time leads us into the future. When looking back in time, I believe, this catastrophe will reflect “a blip on the radar screen” when focusing only on the 90-day oil spill disaster. Then, there could be the possibility of a more normal level and slight positive return of property values; if a more normal level can be equated with a fragile economy under severe stress.

The fragile economy with high unemployment (9.5% but does not include the people who have given up) and uncertainty will be much more of a future problem for Gulf Coast property values than the BP oil spill. As time leads us into the end of 2010 and into the beginning of 2011, an even more fragile economy and real estate industry might be the result when continuing to implement recessive programs and tactics by the government while banks, entrepreneurs and small businesses mostly sit on the sidelines, “digging in their heels” or “going out of business” sales. Only deregulation and lowering taxes, the cessation of large government spending, small business incentives (get the oil riggers, shrimpers and other parts of the Gulf Coast seafood industry back to work) as well as “just plain honest positive talk” from the current Administration and our government representatives (most of them forget that they work for us) will improve the real estate industry– part of the backbone of America!

STATE OF ALABAMA

Alabama Real Estate Appraisals
Certified FHA Approved Appraisers For Home And Other Real Property Appraisals

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County, Mobile County, Alabama, (251) 533-2424, assists the Appraisal Management Companies (AMCs), Clients, Lenders and Property Owners in finding active and approved Certified FHA Approved Real Estate Appraisers in the State of Alabama.

Cheney Appraisal Services provides categories of Alabama cities and towns which list only approved Certified FHA Approved Real Estate Appraisers with website links for contact. Periodically, these categories and lists of Certified FHA Approved Appraisers will be updated by Albert Marshall Cheney.

ANNISTON, ALABAMA
(Calhoun County)
http://www.appraisalpartnersannistonal.com/

AUBURN, ALABAMA
www.HardyAppraisal.com
William M. Hardy, ALR00128
Hardy Appraisal Service
2774 Gunston Court
Auburn, Alabama 36832

BIRMINGHAM, ALABAMA
(Jefferson County, St. Clair County)
www.BakerValuation.com
Christopher A. Baker, MAI, SRA, ALG00626
Baker Valuation, Inc.
Post Office Box 531154
Birmingham, Alabama 35253

www.JNBAppraisals.com
Joseph N. Batrich, ALG00616
JNB Appraisal Services
3351 Independence Dr, Suite 201
Birmingham, Alabama 35209

www.BarbaraCooperAppraisals.com
Barbara B. Cooper, ALR00071
Cooper Appraisals, L.L.C.
1402 Iroquois Circle
Birmingham, Alabama 35214

www.TomHortonAppraisals.com
Tom M. Horton, ALR00141
Horton Appraisals
Post Office Box 531274
Birmingham, Alabama 35253

www.AlabamaAppraiserSean.com
Sean R. Tomlinson, ALR00264
Tomlinson & Associates Appraising
4132 Kinross Circle
Birmingham, Alabama 35242

www.CurrenAppraisal.com
Jerry P. Curren, ALR00307
Curren Appraisal Service
Post Office Box 43444
Birmingham, Alabama 35243

www.AlexCotten.com
Alex L. Cotten, ALR00348
3585 Lorna Ridge Drive, Suite 102
Birmingham, Alabama 35216

www.GregEaster.com
Gregory W. Easter, ALR00341
Greg Easter Appraisals
Post Office Box 360685
Birmingham, Alabama 35236

http://www.metroappraisalservices.net/

DADEVILLE, ALABAMA
http://www.realpropertyappraisalsllc.com/

DECATUR, ALABAMA
www.GetAnAppraisal.com
G. Randall (Randy) Mummert, ALR00929
Appraisal Services
304 4th Avenue SE
Decatur, Alabama 35601

DOTHAN, ALABAMA
http://talleyappraisalservices.com/

http://www.appraisalservicesofthesouthinc.com/

JOHN P SPRINGER

ALR00702 (Certified Residential) 09-30-2011

LAUDERDALE APPRAISAL CO. 102 S. COURT STREET SUITE 621 FLORENCE,  AL  35630

HALEYVILLE, ALABAMA
(Northwest from Birmingham)
http://www.richardsonappraisalcompany.net/

JIMMY RICHARDSON

ALG00165 (Certified General) 09-30-2011

RICHARDSON APPRAISAL COMPANY P.O. DRAWER E HALEYVILLE,  AL  35565

HUNTSVILLE, ALABAMA
http://www.esbrooks.com/

EVERETT S BROOKS JR

ALG00442 (Certified General) 09-30-2011

3000 15TH AVENUE HUNTSVILLE,  AL  35805

http://www.englandappraisals.com/

SAMUEL B ENGLAND

ALR00094 (Certified Residential) 09-30-2011

ENGLAND APPRAISALS 3313 S MEMORIAL PKWY, #127 HUNTSVILLE,  AL  35801

http://simmonsappraising.com/

ALAN W SIMMONS

ALR00718 (Certified Residential) 09-30-2011

SIMMONS APPRAISING P.O. BOX 12492 HUNTSVILLE,  AL  35803

JACKSON, ALABAMA
http://www.wilsonrealestate.net/

JOHN R WILSON

ALR00338 (Certified Residential) 09-30-2011

WILSON REAL ESTATE & APPRAISAL 1001 COLLEGE AVENUE JACKSON,  AL  36545

JASPER, ALABAMA
(Walker County, Winston County)
http://keynco.com/

DENNIS W KEY

ALG00062 (Certified General) 09-30-2011

KEY & COMPANY, INC. 108 18TH STREET EAST JASPER,  AL  35501

MADISON, ALABAMA
http://www.collinsappraisals.com/

STEPHEN D COLLINS

ALG00612 (Certified General) 09-30-2011

COLLINS APPRAISAL SERVICE, INC 140 SPRING WATER DR MADISON,  AL  35758

MONTGOMERY, ALABAMA

 

http://www.metroappraisalservices.net/

MOUNT OLIVE, ALABAMA
(Blount County, Jefferson County, St. Clair County, Shelby County, Walker County)
http://www.bagwell.biz/

PINSON, ALABAMA
http://appraisalsinblount.com/

 http://www.richardsappraisalservice.com/

PRATTVILLE, ALABAMA
http://www.southernhomeappraisalservices.com/

TUSCALOOSA, ALABAMA
http://www.westalabamaappraisal.com/

http://www.wheatappraisalserviceinc.com/

Cheney Appraisal Services, Albert Marshall Cheney, Certified FHA Approved Real Estate Appraiser, Baldwin County & Mobile County of Alabama, (251) 533-2424, has made an effort to provide current information with only active and approved Certified FHA Real Estate Appraisers with company websites. Each Certified FHA Approved Appraiser should also be in good standing with the Federal Housing Administration (FHA) and their licensing state. If anyone using this appraisal list has a legitimate reason why a Certified FHA Approved Real Estate Appraiser should not be listed within this appraisal listing, then forward your information to Cheney Appraisal Services, Albert@CheneyAppraisalServices.com, for review and removal consideration. Thank you!